ADT® Authorized Dealer Serving Tempe & the surrounding area
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September 08, 2026

Does Home Security Reduce Insurance Rates In Tempe?

Absolutely! Most insurers give discounts for home security systems in Tempe, typically ranging from 5-20% based on several different variables. Discounts vary quite a bit according to the type of system you select, the insurer, and where you live. Learn how to maximize your savings while giving your family exceptional protection

Why Do Insurers Offer Home Security Discounts?

Security systems reduce the risk of theft, which means the chance of your insurer paying out are minimized. When you have monitored CO detectors, fire alarms, and flood sensors linked to your alarm system, the chance of damage due to flooding and fires goes down as well. You’re assisting the insurer by lowering their payout risk. As a result, they’re pleased to offer a premium discount.

What Tempe Home Security Systems Give You The Best Discount?

It’s only natural that you want the biggest discount possible. Here’s how to do it:

  • Get a monitored system. A system monitored by professionals is best for your family, and it’s often required by insurers to qualify for a discount. Gain peace of mind and save some cash while you’re at it.

  • Include monitored environmental devices. You’ll likely earn a bigger discount by lowering the risk of damage due to fires, flooding, and CO leaks. Getting your smoke alarms, carbon monoxide detectors, and water sensors professionally monitored also gives your family an invaluable backup during urgent situations.

  • Choose a well-rounded system. Choosing a full-featured defense with exterior and interior cameras, contact sensors, motion detectors, smart locks, and more, will be viewed favorably by the carrier and bring more savings.

Adding a video camera by itself doesn’t automatically get you a discount. Know that your system will need to be monitored. 

Steps For Getting Your Home Security Insurance Discount In Tempe

Step one of lowering your premiums is to reach out to the insurer after installing your home security system. They’ll need to check proof such as an alarm monitoring certificate or a monitoring contract. Top home security firms like ADT frequently work with insurers and can assist with the needed paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

If you’re looking for the best defense and an insurance discount, select an ADT home security system in Tempe. Featuring the nation’s biggest monitoring network, ADT offers unrivaled 24-hour professional monitoring. You’ll also appreciate multi-layered systems with video surveillance, smart locks, environmental alarms, and much more.

How Much Will You Save? Build Your New ADT System In Tempe Today

The real advantage of ADT home security systems is the outstanding protection they give your Tempe family. Saving money on your home insurance is icing on the cake. Build your new system today by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (480) 608-0064 or complete our form below.

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